Terms & Conditions

Last Updated: October 24, 2025

1. Services Provided

KAM-K Enterprises LLC provides educational programs, consultations, credit repair guidance, business funding strategies, digital products, and marketing services. Results are not guaranteed, as outcomes depend on individual circumstances, financial history, and consumer behavior.

2. Eligibility

To use our services, you must be at least 18 years of age and legally capable of entering into binding agreements.

3. No Legal Advice

We are not attorneys, CPAs, or financial advisors. All information is for educational and informational purposes only. You are encouraged to seek professional legal counsel when necessary.

4. Client Responsibilities

• Provide accurate information
• Respond timely to document requests
• Avoid fraudulent claims or disputes
• Comply with federal/state credit laws

5. Payment Terms

All payments are due at the time of purchase unless financing or invoicing arrangements are provided in writing. Failure to pay may result in suspended services.

6. Chargebacks

Unauthorized chargebacks, disputes, or fraudulent claims will result in immediate termination and legal action for damages and fees incurred.

7. Intellectual Property

All content, templates, letters, training materials, and digital products are strictly owned by KAM-K Enterprises LLC. Resale, redistribution, or sharing without permission is prohibited.

8. Limitation of Liability

• Credit score fluctuations
• Delayed reporting by bureaus
• Funding denials
• Client failure to follow instructions

9. Termination

We reserve the right to terminate services at any time if fraud, false documentation, or abusive behavior occurs.

10. Governing Law

These terms are governed by the laws of the Commonwealth of Virginia.